Is Decentralisation the Future of Finance?

Tavian Jean-Pierre
2 min readApr 20, 2022


Photo by Kanchanara on Unsplash

The role of finance in our society goes beyond budgeting and investing. Without proper finance, society crashes. As decentralisation poses a new way to both store and exchange money, the finance world is sitting on the edge.

In this short, I will highlight the importance of ensuring finance is accessible for everyone whilst identifying the hope that DeFi presents for the economy.

The Importance of Making Finance Available to All

Unfortunately, finance has not always been accessible to all. We have seen discrimination occur in finance based on race and class. And these have led to long-lasting effects on particular races and individuals in our economy today.

Finance is less about putting money in people’s pockets than you think. It is about providing a safe environment where risks are mitigated. This allows for the safe use of money in an economy which will bring about prosperity.

Crypto and Where It May Take Us

Decentralisation allows for people to take more control of their finances by not needing a middle man to store their money. This capability has wider implications for the world as poorer countries would be able to get involved in investing and generating wealth without being dependent on their state.

The capabilities that DeFi provides are essential for a world where everyone has equal access to finance.

Encouraging Financial Innovation

Although cryptocurrency has come under much scrutiny, it is essential to understand that much innovation starts with excitement and gaps. There is still a long way to go, but it is certainly one solution that could lead to a better democratised financial system.

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Tavian Jean-Pierre

Founder of the Better Conversations Podcast | Challenging the status quo to shape a better future | Producing insights on the natural risks that face our planet